• § 685.200 - Borrower eligibility.

• § 685.201 - Obtaining a loan.

• § 685.202 - Charges for which Direct Loan Program borrowers are responsible.

• § 685.203 - Loan limits.

• § 685.204 - Deferment.

• § 685.205 - Forbearance.

• § 685.206 - Borrower responsibilities and defenses.

• § 685.207 - Obligation to repay.

• § 685.208 - Repayment plans.

• § 685.209 - Income-contingent repayment plans.

• § 685.210 - Choice of repayment plan.

• § 685.211 - Miscellaneous repayment provisions.

• § 685.212 - Discharge of a loan obligation.

• § 685.213 - Total and permanent disability discharge.

• § 685.214 - Closed school discharge.

• § 685.215 - Discharge for false certification of student eligibility or unauthorized payment.

• § 685.216 - Unpaid refund discharge.

• § 685.217 - Teacher loan forgiveness program.

• § 685.218 - Discharge of student loan indebtedness for survivors of victims of the September 11, 2001, attacks.

• § 685.219 - Public Service Loan Forgiveness Program (PSLF).

• § 685.220 - Consolidation.

• § 685.221 - Income-based repayment plan.

• § 685.222 - Borrower defenses and procedures for loans first disbursed on or after July 1, 2017, and before July 1, 2020, and procedures for loans first disbursed prior to July 1, 2017.

• § 685.223 - Severability.

• Appendix Appendix A - Appendix A to Subpart B of Part 685—Examples of Borrower Relief