Regulations last checked for updates: May 01, 2025

Title 12 - Banks and Banking last revised: Apr 15, 2025
§ 238.63 - Requirements to engage in financial holding company activities.

(a) In general. In order for a savings and loan holding company to engage in financial holding company activities:

(1) The savings and loan holding company and all depository institutions controlled by the savings and loan holding company must be and remain well capitalized;

(2) The savings and loan holding company and all depository institutions controlled by the savings and loan company must be and remain well managed; and

(3) The savings and loan holding company must have made an effective election to be treated as a financial holding company.

authority: 5 U.S.C. 552,559; 12 U.S.C. 1462,1462a,1463,1464,1467,1467a,1468,5365; 1813, 1817, 1829e, 1831i, 1972, 15 U.S.C. 78
source: Reg. LL, 76 FR 56532, Sept. 13, 2011, unless otherwise noted.
cite as: 12 CFR 238.63