Regulations last checked for updates: Feb 09, 2026

Title 12 - Banks and Banking last revised: Dec 01, 2026
§ 1209.80 - Inflation adjustments.
Link to an amendment published at 90 FR 59965, Dec. 23, 2025.

The maximum amount of each civil money penalty within FHFA's jurisdiction, as set by the Safety and Soundness Act and thereafter adjusted in accordance with the Inflation Adjustment Act, is as follows:

Table 1 to § 1209.80

U.S. Code citation Description New adjusted
maximum
penalty amount
12 U.S.C. 4636(b)(1)First Tier$14,575
12 U.S.C. 4636(b)(2)Second Tier72,876
12 U.S.C. 4636(b)(4)Third Tier (Regulated Entity or Entity-Affiliated party)2,915,057
[90 FR 4609, Jan. 16, 2025]
authority: 5 U.S.C. 554,556,557,and
source: 76 FR 53607, Aug. 26, 2011, unless otherwise noted.
cite as: 12 CFR 1209.80