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Regulations last checked for updates: May 24, 2025

Title 13 - Business Credit and Assistance last revised: Feb 18, 2025
All TitlesTitle 13Chapter IPart 120Subpart B - Subpart B—Policies Specific to 7(a) Loans

BONDING REQUIREMENTS
  • § 120.200 - What bonding requirements exist during construction?

LIMITATIONS ON USE OF PROCEEDS
  • § 120.201 - Refinancing unsecured or undersecured loans.
  • § 120.202 - Loans for changes of ownership.

MATURITIES; INTEREST RATES; LOAN AND GUARANTEE AMOUNTS
  • § 120.210 -
  • § 120.211 - What limits are there on the amounts of direct loans?
  • § 120.212 - What limits are there on loan maturities?
  • § 120.213 - What fixed interest rates may a Lender charge?
  • § 120.214 - What conditions apply for variable interest rates?

FEES FOR GUARANTEED LOANS
  • § 120.220 - Fees that Lender pays SBA.
  • § 120.221 - Fees and expenses that the Lender may collect from a loan applicant or Borrower.
  • § 120.222 - Prohibition on sharing premiums for secondary market sales.
  • § 120.223 - Subsidy recoupment fee payable to SBA by Borrower.
authority: 15 U.S.C. 634(b) (6), (b) (7), (b) (14), (h), and note, 636(a), (h) and (m), 650, 687(f), 696(3) and (7), and 697(a) and (e); sec. 521, Pub. L. 114-113, 129 Stat. 2242; sec. 328(a), Pub. L. 116-260, 134 Stat. 1182
source: 61 FR 3235, Jan. 31, 1996, unless otherwise noted.
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