Regulations last checked for updates: Apr 21, 2026

Title 12 - Banks and Banking last revised: Apr 10, 2026
Appendix Appendix N - Appendix N to Part 1022—Notice of User Responsibilities

The prescribed form for this disclosure is a separate document that is substantially similar to the Bureau's notice with all information clearly and prominently displayed. Consumer reporting agencies may limit the disclosure to only those items that they know are relevant to the user that will receive the notice.

[77 FR 67754, Nov. 14, 2012]
authority: 12 U.S.C. 5512,5581; 15 U.S.C. 1681a,1681b,1681c,1681c-1,1681c-3,1681e,1681g,1681i,1681j,1681m,1681s,1681s-2,1681s-3,and; Sec. 214, Pub. L. 108-159, 117 Stat. 1952
source: 76 FR 79312, Dec. 21, 2011, unless otherwise noted.