Regulations last checked for updates: Feb 10, 2026

Title 12 - Banks and Banking last revised: Dec 01, 2026
§ 1208.76 - Exclusions from garnishment.

FHFA will not garnish the wages of a debtor it knows has been involuntarily separated from employment until the debtor has been re-employed continuously for at least 12 months. The debtor has the burden of informing FHFA of the circumstances surrounding an involuntary separation from employment.