12 CFR 157.11 - To what extent does Federal law preempt deposit-related state laws?

Regulations last checked for updates: Feb 09, 2026

Title 12 - Banks and Banking last revised: Dec 01, 2026

View all text of Part 157 [§ 157.1 - § 157.20]

§ 157.11 - To what extent does Federal law preempt deposit-related state laws?

State law applies to the deposit activities of Federal savings associations and their subsidiaries to the same extent and in the same manner that those laws apply to national banks and their subsidiaries.

authority: 12 U.S.C. 1462a,1463,1464,5412

source: 76 FR 49025, Aug. 9, 2011, unless otherwise noted.

cite as: 12 CFR 157.11