Regulations last checked for updates: Feb 12, 2026

Title 34 - Education last revised: Oct 31, 2025
§ 681.16 - Power of attorney.

Neither a lender nor a school may obtain a borrower's power of attorney or other authorization to endorse a disbursement check on behalf of a borrower. The borrower must personally endorse the check and may not authorize anyone else to endorse it on his or her behalf.

source: 82 FR 53378, Nov. 15, 2017, unless otherwise noted.
cite as: 34 CFR 681.16