Regulations last checked for updates: Dec 16, 2025

Title 12 - Banks and Banking last revised: Dec 04, 2025
§ 128.6 - Loan application register.

Savings associations and other lenders required to file Home Mortgage Disclosure Act Loan Application Registers with the OCC in accordance with 12 CFR part 203 must enter the reason for denial, using the codes provided in 12 CFR part 203, with respect to all loan denials.

authority: 12 U.S.C. 1464,5412
source: 76 FR 48978, August 9, 2011, unless otherwise noted.
cite as: 12 CFR 128.6