a nonprofit microenterprise development organization or program (or a group or collaborative thereof) that has a demonstrated record of delivering microenterprise services to disadvantaged entrepreneurs;

an intermediary;

a microenterprise development organization or program that is accountable to a local community, working in conjunction with a State or local government or Indian tribe; or

an Indian tribe acting on its own, if the Indian tribe can certify that no private organization or program referred to in this paragraph exists within its jurisdiction.