For delayed effective date of section, see Effective Date note below.

This chapter, referred to in subsecs. (a)(2)(C), (b) and (c), was in the original “this Act”, meaning Pub. L. 119–27, July 18, 2025, 139 Stat. 419, known as the Guiding and Establishing National Innovation for U.S. Stablecoins Act and also as the GENIUS Act, which is classified principally to this chapter. For complete classification of this Act to the Code, see Short Title note set out under section 5901 of this title and Tables.

12 U.S.C. 5515, referred to in subsec. (c), was so in the original, but probably should have been a reference to section 1025 of the Consumer Financial Protection Act of 2010, title X of Pub. L. 111–203, which is classified to section 5515 of this title.

15 U.S.C. 41 et seq., referred to in subsec. (c), was so in the original, but probably should have been a reference to the Federal Trade Commission Act, act Sept. 26, 1914, ch. 311, which is classified generally to subchapter I (§ 41 et seq.) of chapter 2 of Title 15, Commerce and Trade.

Section effective on the earlier of the date that is 18 months after July 18, 2025, or the date that is 120 days after the date on which the primary Federal payment stablecoin regulators issue any final regulations implementing Pub. L. 119–27, see section 20 of Pub. L. 119–27, set out as a note under section 5901 of this title.